This is everything I wish someone had laid out for me — first as a buyer, then as a broker watching clients navigate the same blind spots I once had. I built this guide because buying a home shouldn't require guesswork. It's now the first thing I share with every new client, and I hope it finds its way to anyone who wants to walk into the biggest transaction of their life feeling prepared, not overwhelmed.
— Jordan Buttarazzi
What This Guide Covers
Welcome & Getting Started
What this guide covers and how to use it
Credit & Your Score
The 5 C's, how scores work, and how to improve yours
Down Payment & Savings
Canadian rules, FHSA, RRSP HBP, ownership types, and more
Affordability & The Stress Test
GDS, TDS, and what you can actually afford
Mortgage Basics
Fixed vs variable, bank vs broker, terms, and renewal
Banking Discipline
Keep your finances clean before applying
Property Types & Condos
Freehold vs condo, new builds, and home inspectors
Finding the Right Agent
What to look for and what to avoid
Your Rights & Legal Protections
RECO, Tarion, E&O insurance, conditions, and deposits
The Purchase Process
From pre-approval to keys in hand
After You Buy
Moving in, maintenance, and protecting your investment
You're Ready — Next Steps
Timing, market cycles, and what to do now
Who This Is For
- First-time buyers who want to understand the process before jumping in
- People who tried to buy before and hit a wall — financing, cold feet, or bad timing
- Anyone who wants to feel confident, not confused, when they start house hunting
How to Use It
Go at your own pace. Each module builds on the last, but you can jump around if something specific is on your mind. Your progress saves automatically — close the tab and come back whenever you want.
Video coming soon
Meet Jordan — Why I Built This Guide
A quick intro on who I am and what you'll get out of this guide.
Important
This is education, not legal or financial advice. Your situation is unique — always work with qualified professionals (mortgage broker, real estate lawyer, financial advisor) for decisions specific to you.
What Past Clients Say
“He has always been patient with us and never pushed us to make a decision we weren’t comfortable with. He explained the whole process and answered every question we had. He got us a great deal on our first home.”
Sabrina S.
First-time buyer“I truly could not have asked for a better realtor and person than Jordan to help purchase my first home! He was very insightful, reassuring and comforting through the whole process.”
Giulia O.
First-time buyer“I have dealt with a handful of realtors leading up to the purchase of my first home and none of them came close to the level of service and dedication I received from Jordan.”
Tom D.
First-time buyerAll 5-star reviews on Google. Read more reviews
Ready? Let's start with the foundation of any mortgage application: your credit.
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