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Short-Term Rental Revenue Estimator

Estimate your monthly and annual revenue from an Airbnb or VRBO listing, including seasonal variations and expense breakdowns.

STR Revenue

$
65%
30%100%
15%
0%25%
$

Monthly Expenses

$
$
$
$
$
5% of revenue
0%15%
0%
0%30%

Optional

$

Leave at 0 to skip cash-on-cash calculation

Monthly Expense Breakdown

Mortgage$2,800
Property Tax$350
Insurance$125
Utilities$200
Platform Fees$519
Cleaning Costs$400
Maintenance Reserve$173
Total Expenses$4,568

Revenue by Season

High Season (Summer)(85% occ.)
$4,528 gross/-$253 net
Shoulder Season (Spring/Fall)(65% occ.)
$3,463 gross/-$1,105 net
Low Season (Winter)(45% occ.)
$2,397 gross/-$1,957 net

Monthly Cash Flow

-$1,105

Gross Revenue

$3,463

Net Revenue

$2,943

Annual Revenue

$41,551

Annual NOI

$20,340

What This Means

At 65% occupancy and $175/night, your STR loses $1,105 per month after expenses. You would need to increase your nightly rate, improve occupancy, or reduce expenses to reach profitability. High season at 85% occupancy would produce -$253 per month, but winter at 45% drops to -$1,957.

RAZZ Insight

Before writing off STR, test your assumptions. Many hosts undercharge on their first listing. Professional photography alone can boost booking rates by 20-30%. Consider dynamic pricing tools like PriceLabs or Beyond to optimize your nightly rate. If the numbers still do not work, a long-term rental may be the more reliable path.

Results are estimates only and may vary based on lender policies, market conditions, and individual circumstances. Consult a mortgage broker or financial advisor for accurate figures.

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